Harlem No-Fault Insurance Lawyers
Injured in a Car Accident in Harlem? Get the No-Fault Benefits You Deserve
If you were hurt in a car accident in Harlem, New York City, you may be eligible for no-fault insurance benefits—even if the crash wasn’t your fault. At Greenstein & Pittari, LLP, our Harlem car accident attorneys help residents get the full compensation they’re entitled to under New York’s no-fault law.
What Is No-Fault Insurance in New York?
New York is a no-fault state, meaning your own car insurance covers certain accident-related expenses—regardless of who caused the crash. This law is designed to ensure that victims of car accidents in Harlem and across NYC get timely medical care and wage replacement without needing to prove fault right away.
What Does No-Fault Insurance Cover?
If you’re injured in a Harlem car accident, your no-fault coverage may include:
- Up to $50,000 per person in total benefits
- Medical bills and hospital expenses
- 80% of lost wages, up to $2,000/month for up to 3 years
- Prescription medication costs
- Transportation to and from medical appointments
- In-home care or household help, up to $20/day
- Funeral expenses and death benefits for families
- Additional PIP (APIP) coverage available for higher limits
Who Provides No-Fault Coverage in Harlem?
The location of your accident doesn’t affect your eligibility—but who you file your claim with depends on your role in the crash:
- Drivers: File with your own auto insurer
- Passengers: File with the driver’s insurance company
- Pedestrians in Harlem: File with the insurer of the car that hit you
- Rideshare or taxi passengers: File with the driver’s insurance
Critical No-Fault Deadlines for Harlem Accident Victims
To qualify for benefits, Harlem residents must meet strict deadlines:
- NF-2 Form (Application for Benefits): File within 30 days
- Medical bills: Must be submitted within 45 days of treatment
- Lost wage & out-of-pocket expenses: File within 90 days
Don’t risk losing your benefits—one missed deadline can cost you thousands. Our Harlem no-fault attorneys will help you stay on track.
Common Exceptions and Limitations in No-Fault Claims
Even in Harlem, not every accident qualifies:
- Motorcyclists and their passengers: Not covered under no-fault
- Bus passengers: Must use their personal insurance first
- Hit-and-run victims: Must report within 24 hours
- IME denials: Missing two medical exams may cancel benefits
- Coverage cap: Ends at $50,000, unless APIP applies
Harlem No-Fault FAQ
How Much Will My No-Fault Claim Pay?
You may receive:
- Up to $50,000 in combined medical and wage benefits
- 80% of lost income, max $2,000/month
Note: No-fault does not cover pain and suffering unless your injury meets New York’s serious injury threshold.
What If My Medical Expenses Exceed $50,000?
Harlem accident victims with high costs can:
- Use Additional PIP (APIP) or supplemental insurance
- File a personal injury lawsuit against the at-fault driver
Do I Need a Harlem Car Accident Lawyer?
Yes. An experienced attorney can:
- Ensure all deadlines and paperwork are filed correctly
- Fight insurance denials and delays
- Pursue a pain and suffering claim if your injuries qualify
- Maximize your benefits and guide you every step of the way
Don’t Be a Victim Twice — Call 1-800-VICTIM2 (1-800-842-8462) Today
If you were injured in a car accident in Harlem, don’t let the insurance companies delay or deny your rightful compensation. The experienced Harlem no-fault insurance attorneys at Greenstein & Pittari, LLP are here to help you understand your rights, file your claim properly, and recover every dollar you’re owed.
We proudly serve Harlem residents from our nearby New York City offices.
Speak with a Harlem Car Accident & No-Fault Insurance Lawyer Today
Call 1-800-VICTIM2 (1-800-842-8462) for a free, confidential consultation.
If your loved one was a victim of a car accident , you have the right to pursue justice. Our Harlem legal team is here to guide you through every step of the process.
Convenient Harlem Office Location
We proudly serve the Harlem community and clients throughout New York City with seven convenient office locations:
- Harlem, Manhattan (Central Harlem – Lenox Ave / 125th St area)
- The Bronx
- Brooklyn
- Queens
- Staten Island
- Yonkers
- Nassau County
Our Harlem personal injury attorneys represent clients throughout Harlem as. The Law Offices of Greenstein & Pittari Personal Injury Lawyers is conveniently located at 1825 Park Ave, New York, NY 10035. Our personal injury attorneys are here to help you fight for the compensation you deserve.
How to Get to The Law Offices of Greenstein & Pittari Personal Injury Lawyers from Harlem, New York, NY
We’re easily accessible via public transportation.
Call 1-800-VICTIM2 (1-800-842-8462) now to schedule your free consultation.
No fee unless we win. That’s our “Fee Guarantee.”
Greenstein & Pittari, LLP – Harlem’s Trusted Car Accident & No-Fault Insurance Lawyers
We’re not just lawyers. We’re your neighbors. Your recovery is our mission.
